Which type of dwelling is covered under the Fair Housing Act?

The correct answer is that the Fair Housing Act covers a six-plex where the owner lives in one of the units. The Fair Housing Act prohibits discrimination in housing based on race, color, national origin, sex, disability, and familial status, and it applies to a wide range of dwelling types.

In this scenario, a six-plex is a multifamily dwelling and such properties are indeed covered by the Fair Housing Act regardless of whether the owner resides in one of the units. This includes larger multi-family dwellings like apartments and condos as well. Additionally, under certain conditions, even houses with a small number of units, where the owner occupies one unit, can be subject to Fair Housing laws, particularly concerning how they are rented or sold.

In contrast, single-family homes, while they may be covered under the Fair Housing Act if owned by entities or sold by agents, can be exempt in cases where the owner sells their own home without a broker and doesn't discriminate based on the aforementioned categories. A two-family house could also fall under specific exemptions, depending on ownership and rental arrangements. A rented room in a hotel is generally not included under the Fair Housing Act, as the act primarily addresses housing that is intended for long-term residency rather than transient