Which type of dwelling is covered under the Fair Housing Act?

The Fair Housing Act is designed to provide equitable housing opportunities and prohibits discrimination in housing based on race, color, religion, sex, national origin, familial status, and disability. A key aspect of the Act is its application to certain types of dwellings.

A multi-family dwelling, such as a six-plex where the owner lives in one of the units, falls under the coverage of the Fair Housing Act. This is because the Act applies to dwellings with four or more units, even if the owner occupies one of those units. Therefore, this scenario not only involves multiple tenants but also pertains to the landlord-tenant relationship that could potentially involve discriminatory practices.

In contrast, a duplex where the owner does not live on the premises might be exempt under certain conditions, particularly if the owner is renting out both units without occupying one themselves. A single-family house may also have exemptions if the owner owns/rents out fewer than three homes or lives in the house as an owner-occupant. A rooming house generally has its own set of regulations, often not covered under the Fair Housing Act in the same manner as traditional residential units.

Thus, the correct choice highlights a dwelling situation that is fully encompassed by the provisions of the Fair Housing Act,